Our use-cases
Discover what our PagoNxt APIs can help you build. Check out some examples!
Financial Institutions
Process payments in 25+ currencies with our APIs, and receive statements and notifications for easy reconciliation
What can we offer you?
- Correspondent vostro account in +25 currencies
- International payments to + 50 countries
- Instantaneous payments to development countries through a unique correspondent network
- Reconcile instantly using our online APIs and statements via Swift
Universities
Offer students a seamless payment experience with real-time traceability using our simple reconciliation solution
What can we offer you?
- Accept client payments in their local currency through multi-currency accounts
- Management and tracking of payments collections
- Provision of alternative payment methods to your students
Our core products
Plug & play with PagoNxt modules
Experience instant, cost-effective credit transfers
Through our great correspondent network, we can make your payments arrive faster easier and at an optimal price
Our combination of international and local schemes, enables us to maximize our clients' experience
Make uncapped, high-value payments within the EEA.
Send funds between geographical areas (such as UK and USA).
Make electronic transfers between two accounts in the same Santander bank.
Visit us often to find out more about our new payment rails.
Hold your money globally and safely with us
PagoNxt Accounts allow you to hold your money in over 25 currencies, giving you flexibility and control over your treasury needs
Our virtual accounts solution helps streamline your reconciliation process, making it easier to keep track of your payment collections and stay organize
- Corporate
Make and receive payments in your own name
- Vostro
Help you reach new markets and currencies
- Virtual
Associate a reconciliation structure to one of your corporate accounts
Get more value for your money with PagoNxt FX
With PagoNxt FX, you will visualize the exchange rate before any transaction. Get full transparency on the prices, no hidden commissions applied!
Security
Keep secure with OAuth 2.0 authentication
PagoNxt provides a secure environment for its APIs by using OAuth2-based authentication and access tokens. This ensures that only applications authorized and approved by PagoNxt can access API operations.
The API uses a JSON Web Token (JWT) Bearer token that can be easily generated in your app and used in an authentication request to receive an access token.