The PagoNxt Developer Hub

Becoming your super correspondent to facilitate payments, manage accounts, and handle FX.

Payouts to the world

Payout to +140 markets seamlessly. No need to manage multiple correspondent banks or PSPs. PagoNxt provides you with direct access to a global network & infrastructure through one single connection

Pagos al mundo con PagoNxt

Competitive FX Rates

Access transparent and competitive FX rates, by leveraging our relationship with key local FX market makers. If you actively manage your treasury & FX needs or send payments with embedded FX, we can help you optimize your operating model

Tipos de cambio competitivos

Virtual accounts

Discover the power of virtual accounts to reconcile your pay-in and pay-out transactions. Receive flows 100% reconciled or easily identify any payout returns. With PagoNxt, you can open and manage virtual accounts real time and forget about the reconciliation hassle

Cuentas virtuales PagoNxt

Powerful APIs

Our APIs are fully scalable and modular to ensure they support your payment, FX, and reporting needs. Built by developers for developers, our API documentation and tech team will guide you all the way

APIs robustas

Ops excellence

Our processes are designed with our customers at the heart. But payments are not always straightforward... that’s why we have dedicated support teams to deal with the unexpected

Excelencia operativa

We are a Santander Company

PagoNxt is a Santander Global Business bringing together the most innovative and disruptive payments businesses of Banco Santander. We are an independent company, authorised as an Electronic Money Institution, and we leverage on Santander's banks strengths to accelerate our mission.

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