Simulates a credit transfer to validate a payment request (pacs008/v08).

Simulates a credit transfer to make a payment.

The simulation performs checks, such as validating the payment details and determining the payment route, FX rate, and fees.

The request uses the pacs.008.001.08 message format, and the response includes the unique payment ID needed for the subsequent payment request.

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OAuth2
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Click Try It! to start a request and see the response here!

PagoNxt Emoney EDE, S.L. is an electronic money company that operates under the supervision of the Bank of Spain in accordance with the provisions of Law 21/2011, of July 26, on electronic money ("Electronic Money Law") a company with registered offices in Av. Cantabria s/n. 28660, Boadilla del Monte (Madrid) and holding tax no. B- 05284831. PagoNxt is registered in the register of the Bank of Spain with the number 6722 and in the Mercantile Registry of Madrid, volume 41.692, page 130, sheet M-738.547, 1st inscription). PagoNxt Payments UK Ltd. is authorised by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 and Payment Service Regulations 2017 (Firm Reference Number 989454) for the issuing of electronic money and provision of payment services. PagoNxt Payments UK Ltd. is registered in England and Wales (No. 12057109) with registered office at 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom