Account webhooks

Account webhooks will allow you to easily reconcile your accounts, listening for credits / debits

Once the webhooks are configured, in case you want to enhance your reconciliation process, account webhooks will allow you to identify credits and debits on your accounts.

If possible, PagoNxt will aim to include the original ISO20022 message in the SplmtryData.

Example response from the webhook

{
  "type": "accounts-entries",
  "entityId": "6107e84f-c8b8-4648-aa6e-3d0ee0d5429d",
  "originalClientId": "99607fb8-6902-425e-a4e7-ab151a5eaf91",
  "payload": {
    "isoDocumentVersion": "camt.054.001.08",
    "entryId": "e3640299-2ce7-4242-a0bd-20dfa24ca5ec",
    "camt054": {
      "BkToCstmrDbtCdtNtfctn": {
        "GrpHdr": {
          "MsgId": "ES-20240621-C-83944",
          "CreDtTm": "2024-06-21T08:14:59.643Z"
        },
        "Ntfctn": [
          {
            "Id": "dda0999ede5349ab890846137c191c98",
            "CreDtTm": "2024-06-21T08:15:00.744Z",
            "Acct": {
              "Id": {
                "IBAN": "ES0967222000490000002360"
              },
              "Tp": {
                "Cd": "CASH"
              },
              "Ownr": {
                "Nm": "Empresa Lluvia"
              },
              "Svcr": {
                "FinInstnId": {
                  "BICFI": "PAGOES20XXX",
                  "LEI": "254900KRBS1LY7YOHY21",
                  "Nm": "PagoNxt OneTrade España SL"
                }
              }
            },
            "TxsSummry": {
              "TtlNtries": {
                "NbOfNtries": "1",
                "Sum": 10.5,
                "TtlNetNtry": {
                  "Amt": 10.5,
                  "CdtDbtInd": "CRDT"
                }
              },
              "TtlCdtNtries": {
                "NbOfNtries": "1",
                "Sum": 10.5
              },
              "TtlDbtNtries": {
                "NbOfNtries": "0",
                "Sum": 0
              }
            },
            "Ntry": [
              {
                "NtryRef": "96963e25a4b-test",
                "Amt": {
                  "Ccy": "EUR",
                  "Value": 10.5
                },
                "CdtDbtInd": "CRDT",
                "Sts": {
                  "Cd": "BOOK"
                },
                "BookgDt": {
                  "DtTm": "2024-06-21T08:14:59.633Z"
                },
                "ValDt": {
                  "Dt": "2024-06-21"
                },
                "AcctSvcrRef": "e36402992ce74242a0bd20dfa24ca5ec",
                "BkTxCd": {
                  "Domn": {
                    "Cd": "DFLT",
                    "Fmly": {
                      "Cd": "DFLT",
                      "SubFmlyCd": "DFLT"
                    }
                  }
                },
                "NtryDtls": [
                  {
                    "TxDtls": [
                      {
                        "Refs": {
                          "MsgId": "a8fff40ebbd74a16bc1633dcf507e041",
                          "AcctSvcrRef": "e36402992ce74242a0bd20dfa24ca5ec",
                          "EndToEndId": "FONDEOtestBR",
                          "UETR": "a8fff40e-bbd7-4a16-bc16-33dcf507e041",
                          "TxId": "a8fff40ebbd74a16bc1633dcf507e041",
                          "AcctOwnrTxId": "42757fbc5da44649993a94ca9bca542b",
                          "AcctSvcrTxId": "e36402992ce74242a0bd20dfa24ca5ec"
                        },
                        "RltdPties": {
                          "Dbtr": {
                            "Pty": {
                              "Nm": "PAGONXT TRADE SERVICES SL.",
                              "PstlAdr": {
                                "StrtNm": "AVENIDA DE CANTABRIA, S N",
                                "BldgNb": "NA",
                                "PstCd": "28660",
                                "TwnNm": "BOADILLA DEL MONTE",
                                "Ctry": "ES"
                              }
                            }
                          },
                          "DbtrAcct": {
                            "Id": {
                              "IBAN": "ES2767222000450000000001"
                            }
                          },
                          "Cdtr": {
                            "Pty": {
                              "Nm": "TEST NBFI II EUR"
                            }
                          },
                          "CdtrAcct": {
                            "Id": {
                              "IBAN": "ES6767222000400000000108"
                            }
                          }
                        },
                        "RltdAgts": {
                          "InstgAgt": {
                            "FinInstnId": {
                              "BICFI": "PAGOES22"
                            }
                          },
                          "InstdAgt": {
                            "FinInstnId": {
                              "BICFI": "PAGOES22XXX"
                            }
                          },
                          "DbtrAgt": {
                            "FinInstnId": {
                              "BICFI": "PAGOES22XXX"
                            }
                          },
                          "CdtrAgt": {
                            "FinInstnId": {
                              "BICFI": "PAGOES22XXX"
                            }
                          }
                        },
                        "RmtInf": {
                          "Ustrd": [
                            "fondeo para BR testing 110624"
                          ]
                        },
                        "RltdDts": {
                          "IntrBkSttlmDt": "2024-06-11"
                        },
                        "AmtDtls": {
                          "InstdAmt": {
                            "Amt": {
                              "Ccy": "EUR",
                              "Value": 6
                            }
                          }
                        },
                        "SplmtryData": [
                          {
                            "Envlp": {
                              "Document": {
                                "FIToFICstmrCdtTrf": {
                                  "GrpHdr": {
                                    "MsgId": "a8fff40ebbd74a16bc1633dcf507e041",
                                    "CreDtTm": "2024-06-11T11:10:57.459Z",
                                    "NbOfTxs": "1",
                                    "InstdAgt": {
                                      "FinInstnId": {
                                        "BICFI": "PAGOES22XXX"
                                      }
                                    },
                                    "InstgAgt": {
                                      "FinInstnId": {
                                        "BICFI": "PAGOES22"
                                      }
                                    },
                                    "SttlmInf": {
                                      "SttlmMtd": "INDA",
                                      "SttlmAcct": {
                                        "Id": {
                                          "IBAN": "ES2767222000450000000001"
                                        }
                                      }
                                    },
                                    "BtchBookg": false,
                                    "IntrBkSttlmDt": "2024-06-11",
                                    "TtlIntrBkSttlmAmt": {
                                      "Ccy": "EUR",
                                      "Value": 6
                                    }
                                  },
                                  "CdtTrfTxInf": [
                                    {
                                      "Cdtr": {
                                        "Nm": "TEST NBFI II EUR"
                                      },
                                      "Dbtr": {
                                        "Nm": "PAGONXT TRADE SERVICES SL.",
                                        "PstlAdr": {
                                          "Ctry": "ES",
                                          "PstCd": "28660",
                                          "TwnNm": "BOADILLA DEL MONTE",
                                          "BldgNb": "NA",
                                          "StrtNm": "AVENIDA DE CANTABRIA, S N"
                                        }
                                      },
                                      "PmtId": {
                                        "TxId": "a8fff40ebbd74a16bc1633dcf507e041",
                                        "UETR": "a8fff40e-bbd7-4a16-bc16-33dcf507e041",
                                        "EndToEndId": "FONDEOtestBR"
                                      },
                                      "ChrgBr": "SHAR",
                                      "RmtInf": {
                                        "Ustrd": [
                                          "fondeo para BR testing 110624"
                                        ]
                                      },
                                      "CdtrAgt": {
                                        "FinInstnId": {
                                          "BICFI": "PAGOES22XXX"
                                        }
                                      },
                                      "DbtrAgt": {
                                        "FinInstnId": {
                                          "BICFI": "PAGOES22"
                                        }
                                      },
                                      "CdtrAcct": {
                                        "Id": {
                                          "IBAN": "ES6767222000400000000108"
                                        }
                                      },
                                      "DbtrAcct": {
                                        "Id": {
                                          "IBAN": "ES2767222000450000000001"
                                        }
                                      },
                                      "InstdAgt": {
                                        "FinInstnId": {
                                          "BICFI": "PAGOES22XXX"
                                        }
                                      },
                                      "InstdAmt": {
                                        "Ccy": "EUR",
                                        "Value": 6
                                      },
                                      "InstgAgt": {
                                        "FinInstnId": {
                                          "BICFI": "PAGOES22"
                                        }
                                      },
                                      "PmtTpInf": {
                                        "SvcLvl": [
                                          {
                                            "Cd": "BKTR"
                                          }
                                        ]
                                      },
                                      "IntrBkSttlmDt": "2024-06-11",
                                      "IntrBkSttlmAmt": {
                                        "Ccy": "EUR",
                                        "Value": 6
                                      }
                                    }
                                  ]
                                }
                              },
                              "MessageType": "pacs.008.001.08"
                            }
                          }
                        ]
                      }
                    ]
                  }
                ]
              }
            ]
          }
        ]
      }
    }
  }
}

📘

In case of any doubts with the integration, please contact with your Service Manager