Account webhooks

Account webhooks will allow you to easily reconcile your accounts, listening for credits / debits

Once the webhooks are configured, in case you want to enhance your reconciliation process, account webhooks will allow you to identify credits and debits on your accounts.

If possible, PagoNxt will aim to include the original ISO20022 message in the SplmtryData.

Example response from the webhook

{
  "type": "accounts-entries",
  "entityId": "6107e84f-c8b8-4648-aa6e-3d0ee0d5429d",
  "originalClientId": "99607fb8-6902-425e-a4e7-ab151a5eaf91",
  "payload": {
    "isoDocumentVersion": "camt.054.001.08",
    "entryId": "e3640299-2ce7-4242-a0bd-20dfa24ca5ec",
    "camt054": {
      "BkToCstmrDbtCdtNtfctn": {
        "GrpHdr": {
          "MsgId": "ES-20240621-C-83944",
          "CreDtTm": "2024-06-21T08:14:59.643Z"
        },
        "Ntfctn": [
          {
            "Id": "dda0999ede5349ab890846137c191c98",
            "CreDtTm": "2024-06-21T08:15:00.744Z",
            "Acct": {
              "Id": {
                "IBAN": "ES0967222000490000002360"
              },
              "Tp": {
                "Cd": "CASH"
              },
              "Ownr": {
                "Nm": "Empresa Lluvia"
              },
              "Svcr": {
                "FinInstnId": {
                  "BICFI": "PAGOES20XXX",
                  "LEI": "254900KRBS1LY7YOHY21",
                  "Nm": "PagoNxt OneTrade España SL"
                }
              }
            },
            "TxsSummry": {
              "TtlNtries": {
                "NbOfNtries": "1",
                "Sum": 10.5,
                "TtlNetNtry": {
                  "Amt": 10.5,
                  "CdtDbtInd": "CRDT"
                }
              },
              "TtlCdtNtries": {
                "NbOfNtries": "1",
                "Sum": 10.5
              },
              "TtlDbtNtries": {
                "NbOfNtries": "0",
                "Sum": 0
              }
            },
            "Ntry": [
              {
                "NtryRef": "96963e25a4b-test",
                "Amt": {
                  "Ccy": "EUR",
                  "Value": 10.5
                },
                "CdtDbtInd": "CRDT",
                "Sts": {
                  "Cd": "BOOK"
                },
                "BookgDt": {
                  "DtTm": "2024-06-21T08:14:59.633Z"
                },
                "ValDt": {
                  "Dt": "2024-06-21"
                },
                "AcctSvcrRef": "e36402992ce74242a0bd20dfa24ca5ec",
                "BkTxCd": {
                  "Domn": {
                    "Cd": "DFLT",
                    "Fmly": {
                      "Cd": "DFLT",
                      "SubFmlyCd": "DFLT"
                    }
                  }
                },
                "NtryDtls": [
                  {
                    "TxDtls": [
                      {
                        "Refs": {
                          "MsgId": "a8fff40ebbd74a16bc1633dcf507e041",
                          "AcctSvcrRef": "e36402992ce74242a0bd20dfa24ca5ec",
                          "EndToEndId": "FONDEOtestBR",
                          "UETR": "a8fff40e-bbd7-4a16-bc16-33dcf507e041",
                          "TxId": "a8fff40ebbd74a16bc1633dcf507e041",
                          "AcctOwnrTxId": "42757fbc5da44649993a94ca9bca542b",
                          "AcctSvcrTxId": "e36402992ce74242a0bd20dfa24ca5ec"
                        },
                        "RltdPties": {
                          "Dbtr": {
                            "Pty": {
                              "Nm": "PAGONXT TRADE SERVICES SL.",
                              "PstlAdr": {
                                "StrtNm": "AVENIDA DE CANTABRIA, S N",
                                "BldgNb": "NA",
                                "PstCd": "28660",
                                "TwnNm": "BOADILLA DEL MONTE",
                                "Ctry": "ES"
                              }
                            }
                          },
                          "DbtrAcct": {
                            "Id": {
                              "IBAN": "ES2767222000450000000001"
                            }
                          },
                          "Cdtr": {
                            "Pty": {
                              "Nm": "TEST NBFI II EUR"
                            }
                          },
                          "CdtrAcct": {
                            "Id": {
                              "IBAN": "ES6767222000400000000108"
                            }
                          }
                        },
                        "RltdAgts": {
                          "InstgAgt": {
                            "FinInstnId": {
                              "BICFI": "PAGOES22"
                            }
                          },
                          "InstdAgt": {
                            "FinInstnId": {
                              "BICFI": "PAGOES22XXX"
                            }
                          },
                          "DbtrAgt": {
                            "FinInstnId": {
                              "BICFI": "PAGOES22XXX"
                            }
                          },
                          "CdtrAgt": {
                            "FinInstnId": {
                              "BICFI": "PAGOES22XXX"
                            }
                          }
                        },
                        "RmtInf": {
                          "Ustrd": [
                            "fondeo para BR testing 110624"
                          ]
                        },
                        "RltdDts": {
                          "IntrBkSttlmDt": "2024-06-11"
                        },
                        "AmtDtls": {
                          "InstdAmt": {
                            "Amt": {
                              "Ccy": "EUR",
                              "Value": 6
                            }
                          }
                        },
                        "SplmtryData": [
                          {
                            "Envlp": {
                              "Document": {
                                "FIToFICstmrCdtTrf": {
                                  "GrpHdr": {
                                    "MsgId": "a8fff40ebbd74a16bc1633dcf507e041",
                                    "CreDtTm": "2024-06-11T11:10:57.459Z",
                                    "NbOfTxs": "1",
                                    "InstdAgt": {
                                      "FinInstnId": {
                                        "BICFI": "PAGOES22XXX"
                                      }
                                    },
                                    "InstgAgt": {
                                      "FinInstnId": {
                                        "BICFI": "PAGOES22"
                                      }
                                    },
                                    "SttlmInf": {
                                      "SttlmMtd": "INDA",
                                      "SttlmAcct": {
                                        "Id": {
                                          "IBAN": "ES2767222000450000000001"
                                        }
                                      }
                                    },
                                    "BtchBookg": false,
                                    "IntrBkSttlmDt": "2024-06-11",
                                    "TtlIntrBkSttlmAmt": {
                                      "Ccy": "EUR",
                                      "Value": 6
                                    }
                                  },
                                  "CdtTrfTxInf": [
                                    {
                                      "Cdtr": {
                                        "Nm": "TEST NBFI II EUR"
                                      },
                                      "Dbtr": {
                                        "Nm": "PAGONXT TRADE SERVICES SL.",
                                        "PstlAdr": {
                                          "Ctry": "ES",
                                          "PstCd": "28660",
                                          "TwnNm": "BOADILLA DEL MONTE",
                                          "BldgNb": "NA",
                                          "StrtNm": "AVENIDA DE CANTABRIA, S N"
                                        }
                                      },
                                      "PmtId": {
                                        "TxId": "a8fff40ebbd74a16bc1633dcf507e041",
                                        "UETR": "a8fff40e-bbd7-4a16-bc16-33dcf507e041",
                                        "EndToEndId": "FONDEOtestBR"
                                      },
                                      "ChrgBr": "SHAR",
                                      "RmtInf": {
                                        "Ustrd": [
                                          "fondeo para BR testing 110624"
                                        ]
                                      },
                                      "CdtrAgt": {
                                        "FinInstnId": {
                                          "BICFI": "PAGOES22XXX"
                                        }
                                      },
                                      "DbtrAgt": {
                                        "FinInstnId": {
                                          "BICFI": "PAGOES22"
                                        }
                                      },
                                      "CdtrAcct": {
                                        "Id": {
                                          "IBAN": "ES6767222000400000000108"
                                        }
                                      },
                                      "DbtrAcct": {
                                        "Id": {
                                          "IBAN": "ES2767222000450000000001"
                                        }
                                      },
                                      "InstdAgt": {
                                        "FinInstnId": {
                                          "BICFI": "PAGOES22XXX"
                                        }
                                      },
                                      "InstdAmt": {
                                        "Ccy": "EUR",
                                        "Value": 6
                                      },
                                      "InstgAgt": {
                                        "FinInstnId": {
                                          "BICFI": "PAGOES22"
                                        }
                                      },
                                      "PmtTpInf": {
                                        "SvcLvl": [
                                          {
                                            "Cd": "BKTR"
                                          }
                                        ]
                                      },
                                      "IntrBkSttlmDt": "2024-06-11",
                                      "IntrBkSttlmAmt": {
                                        "Ccy": "EUR",
                                        "Value": 6
                                      }
                                    }
                                  ]
                                }
                              },
                              "MessageType": "pacs.008.001.08"
                            }
                          }
                        ]
                      }
                    ]
                  }
                ]
              }
            ]
          }
        ]
      }
    }
  }
}

📘

In case of any doubts with the integration, please contact with your Service Manager


PagoNxt Emoney EDE, S.L. is an electronic money company that operates under the supervision of the Bank of Spain in accordance with the provisions of Law 21/2011, of July 26, on electronic money ("Electronic Money Law") a company with registered offices in Av. Cantabria s/n. 28660, Boadilla del Monte (Madrid) and holding tax no. B- 05284831. PagoNxt is registered in the register of the Bank of Spain with the number 6722 and in the Mercantile Registry of Madrid, volume 41.692, page 130, sheet M-738.547, 1st inscription). PagoNxt Payments UK Ltd. is authorised by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 and Payment Service Regulations 2017 (Firm Reference Number 989454) for the issuing of electronic money and provision of payment services. PagoNxt Payments UK Ltd. is registered in England and Wales (No. 12057109) with registered office at 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom