eMoney accounts & Balances
eMoney accounts
The Accounts API enables you to read and perform operations on your PagoNxt accounts.
Overview of endpoints:
Company data: Your accounts are always linked to one of your onboarded companies. There are three different ways to represent a company:
- CompanyId
- CompanyName
- CompanyNumber
These data points may be required for executing certain calls in other parts of our platform, such as FX trading and creating virtual accounts.
Balances
When retrieving the balances of your account, you must understand the different types of balances we work with. This are the following ones:
- Current balance → Also referred usually as the Book balance (sum of every transaction we have in our books)
- Value balance → Sum of everything that have a value date before now.
- Consolidated balance → Sum of everything that have a consolidation date before now. Most of the times it should equal the available balance.
- Pending consolidation → Sum of everything that have a consolidation date after now(). Also referred as the un-clear funds.
- Witholding → Sum of all withholdings in the account.
- Overdraft → Sum of all overdrafts in the account.
- Limit → Sum of all the limits of an account.
- Available balance → Sum of consolidated balance + limit + withholdings.
Currently, PagoNxt doesn't not offer overdrafts, limits or withholdings.
Updated 10 months ago